/* CredHoneycomb - layout family A, re-hued to #1F5F7A + #9BD4D0; Sen + Catamaran. */
:root{
  --bg:#F3F8F7;--card:#FFFFFF;--ink:#133231;--text:#1F4240;--muted:#446E6A;
  --accent:#1A5168;--accent-deep:#12374D;--accent-tint:#DAE9ED;--silver:#E0EEEC;--silver-2:#C3DDDA;--line:#D5E7E5;
  --graphite:#23524F;--foot-bg:#173B38;--foot-text:#D0E6E3;--foot-link:#98CBDF;--dim:#B1D3CF;
  --fd:"Sen",system-ui,sans-serif;--fb:"Catamaran",system-ui,sans-serif;--r:4px;--wrap:1140px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.12;margin:0;font-weight:700;letter-spacing:-.018em}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 12px;z-index:60}
.skip:focus{left:8px;top:8px}
.kicker{font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-deep);display:inline-flex;align-items:center;gap:10px}
.kicker::before{content:"";width:22px;height:12px;border:1.5px solid currentColor;border-radius:50%}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:700;font-size:16.5px;padding:15px 28px;border-radius:var(--r);border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,color .15s}
.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--silver)}

/* header: centred wordmark between two hairlines */
.mast{background:var(--bg);border-bottom:1px solid var(--silver-2);position:relative;z-index:5}
.mast::before{content:"";display:block;height:3px;border-bottom:1px solid var(--silver-2);background:var(--graphite)}
.mast-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:66px;position:relative}
.mast-note{font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;justify-self:center}
.brand .mark{width:30px;height:30px;flex:0 0 30px}
.wm{font-family:var(--fd);font-weight:700;font-size:23px;letter-spacing:-.02em;color:var(--ink)}
.wm b{font-weight:700;color:var(--accent)}
.nav{justify-self:end;display:flex;gap:24px}
.nav a{font-family:var(--fd);font-weight:600;font-size:14.5px;color:var(--ink);text-decoration:none;padding:4px 0;border-bottom:1.5px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;justify-self:end;width:42px;height:42px;border:1px solid var(--silver-2);background:var(--card);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink)}
@media(max-width:860px){
  .mast-in{grid-template-columns:auto 1fr auto;height:60px}
  .mast-note{display:none}
  .brand{justify-self:start;grid-column:1}
  .nb{display:inline-flex;grid-column:3}
  .nav{display:none;position:absolute;top:60px;left:0;right:0;flex-direction:column;gap:0;background:var(--card);border:1px solid var(--silver-2);box-shadow:0 18px 40px rgba(19,50,49,.16)}
  .nav.open{display:flex}
  .nav a{padding:13px 20px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
}

/* hero: silver river under a cool silver veil, one centred column */
.hero{position:relative;overflow:hidden;padding:46px 0 64px;background:var(--silver)}
.hero-bg{position:absolute;inset:0;margin:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 40%}
.hero-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(243,248,247,.55) 0%,rgba(243,248,247,.72) 40%,rgba(243,248,247,.9) 78%,var(--bg) 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{display:inline-flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:8px 14px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--graphite);margin-bottom:18px}
.hero-eyebrow i{width:12px;height:7px;border:1.5px solid var(--accent);border-radius:50%;display:inline-block}
.form-card{position:relative;width:100%;max-width:var(--card-max,840px);margin:0 auto;text-align:left;background:var(--card);border-top:4px solid var(--accent);border-radius:var(--r);padding:24px 26px 18px;box-shadow:0 0 0 1px var(--silver-2),inset 0 0 0 6px var(--card),inset 0 0 0 7px rgba(26,81,104,.28),0 28px 60px rgba(19,50,49,.18)}
.form-card__head h2{font-size:25px;letter-spacing:-.02em}
.form-card__head p{margin-top:4px;color:var(--muted);font-size:14.5px}
.form-host{margin-top:14px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px dashed var(--silver-2);font-size:12.5px;color:var(--muted);text-align:center}
:root{--card-max:600px;--cta-text:#FFFFFF}.form-card{background:transparent!important;border:0!important;box-shadow:none!important;padding:0!important;overflow-x:clip!important;overflow-y:visible!important}.form-card__head,.form-card__trust{display:none!important}.form-host{min-height:260px!important;text-align:left}
.ticks{list-style:none;padding:0;margin:24px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 26px;max-width:860px}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:14.5px;color:var(--ink)}
.ticks svg{width:22px;height:14px;flex:0 0 22px}
.hero-h1{font-size:clamp(30px,4.6vw,50px);max-width:820px;margin:36px auto 0}
.hero-sub{max-width:640px;margin:14px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:26px 0 46px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:20px 16px 16px}
  .hero-eyebrow{font-size:11px;letter-spacing:.1em}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 12px;justify-items:start}
  .ticks li{font-size:13.5px;text-align:left}
  .hero-h1{margin-top:30px}
}
/* hallmark strip: graphite band, recognition fragments stamped in ovals */
.marks{background:var(--graphite);color:var(--foot-text);padding:74px 0}
.marks .kicker{color:var(--foot-link)}
.marks h2{color:#fff;font-size:clamp(27px,3.4vw,40px);margin-top:12px;max-width:700px}
.mark-list{list-style:none;padding:0;margin:34px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.mark-list li{display:flex;align-items:center;gap:14px;padding:18px 18px;border:1px solid rgba(208,230,227,.22);border-radius:var(--r);font-family:var(--fd);font-weight:600;font-size:18.5px;line-height:1.3;color:#EBF7F4}
.mark-list li span{flex:0 0 46px;height:28px;border:1.5px solid var(--foot-link);border-radius:50%;display:grid;place-items:center;font-size:11.5px;letter-spacing:.08em;color:var(--foot-link)}
.marks-close{margin-top:30px;display:flex;flex-wrap:wrap;gap:18px 34px;align-items:center;justify-content:space-between}
.marks-close p{max-width:620px;color:#D7EDEA;font-size:16.5px}
@media(max-width:820px){.mark-list{grid-template-columns:1fr}.marks{padding:58px 0}.mark-list li{font-size:17px;padding:15px}}

/* section heads */
.sec{padding:90px 0}
.sec-head{max-width:700px}
.sec-head h2{font-size:clamp(28px,3.5vw,42px);margin-top:12px}
.sec-head p{margin-top:12px;color:var(--muted)}
@media(max-width:760px){.sec{padding:60px 0}}

/* how it works: three hallmark ovals */
.hall{list-style:none;padding:0;margin:42px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.hall li{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:28px 24px 26px;position:relative}
.hall li::after{content:"";position:absolute;left:24px;right:24px;top:0;height:3px;background:linear-gradient(90deg,var(--accent) 0 30%,var(--silver-2) 30% 100%)}
.oval{width:76px;height:44px;border:2px solid var(--graphite);border-radius:50%;display:grid;place-items:center;font-family:var(--fd);font-weight:700;font-size:17px;letter-spacing:.06em;color:var(--graphite);box-shadow:inset 0 0 0 4px var(--card),inset 0 0 0 5px var(--silver-2)}
.hall h3{font-size:21px;margin-top:20px}
.hall p{margin-top:8px;font-size:16px}
@media(max-width:820px){.hall{grid-template-columns:1fr}}

/* what you need + artwork */
.need{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.need-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.need-h{font-size:clamp(28px,3.5vw,42px);margin-top:12px}
.faq-sec{border-bottom:0;border-top:0;background:var(--bg)}
.need-list{list-style:none;padding:0;margin:28px 0 0;border-top:1px solid var(--line)}
.need-list li{display:grid;grid-template-columns:34px 1fr;gap:12px;padding:16px 0;border-bottom:1px solid var(--line)}
.need-list svg{width:28px;height:18px;margin-top:4px}
.need-list b{font-family:var(--fd);color:var(--ink);font-size:17.5px;display:block}
.need-list span{color:var(--muted);font-size:15.5px}
.art{width:100%;border-radius:var(--r)}
@media(max-width:900px){.need-grid{grid-template-columns:1fr;gap:32px}}

/* photo band */
.band{position:relative;overflow:hidden;background:var(--graphite)}
.band-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.band-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(23,59,56,.94) 0%,rgba(23,59,56,.86) 48%,rgba(23,59,56,.35) 100%)}
.band-in{position:relative;z-index:1;padding:96px 0;max-width:560px}
.band .kicker{color:var(--foot-link)}
.band h2{color:#fff;font-size:clamp(30px,4vw,46px);margin-top:12px}
.band p{color:#D7EDEA;margin-top:14px}
@media(max-width:600px){.band-veil{background:rgba(23,59,56,.88)}.band-in{padding:62px 0}}

/* cost table */
.cost-table{width:100%;margin-top:34px;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;font-size:16px}
.cost-table th,.cost-table td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:top}
.cost-table th{font-family:var(--fd);font-weight:700;color:var(--ink);width:34%;background:#F7FCFB}
.cost-table tr:last-child th,.cost-table tr:last-child td{border-bottom:0}
.cost-note{margin-top:14px;font-size:14.5px;color:var(--muted);max-width:760px}
@media(max-width:640px){.cost-table th,.cost-table td{display:block;width:auto;padding:12px 16px}.cost-table th{border-bottom:0;padding-bottom:2px;background:var(--card)}}

/* faq: two-column accordion */
.faq-grid{margin-top:38px;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
.faq-grid details{border-top:1px solid var(--silver-2);padding:4px 0}
.faq-grid summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:16px 0;font-family:var(--fd);font-weight:700;font-size:18px;color:var(--ink)}
.faq-grid summary::-webkit-details-marker{display:none}
.faq-grid summary::after{content:"";flex:0 0 22px;height:13px;border:1.5px solid var(--accent);border-radius:50%;background:radial-gradient(circle,var(--accent) 0 2px,transparent 2.5px)}
.faq-grid details[open] summary::after{background:var(--accent)}
.faq-grid details p{padding:0 0 18px;color:var(--text);font-size:16px}
@media(max-width:800px){.faq-grid{grid-template-columns:1fr}}

/* closing graphite band */
.close{background:var(--ink);padding:78px 0;text-align:center}
.close h2{color:#fff;font-size:clamp(28px,3.6vw,42px);max-width:720px;margin:0 auto}
.close p{color:var(--dim);margin:14px auto 26px;max-width:560px}
.close .btn-primary{background:#1F6B96;border-color:#1F6B96}
.close .btn-primary:hover{background:var(--accent);border-color:var(--accent)}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 38px;font-size:14px}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:22px 40px;padding-bottom:26px;border-bottom:1px solid rgba(208,230,227,.16)}
.foot .brand{justify-self:start}
.foot .wm{color:#fff}
.foot .wm b{color:var(--foot-link)}
.foot-line{margin-top:10px;color:var(--dim);max-width:470px;font-size:14.5px}
.foot a{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:600;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(152,203,223,.5)}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 0;margin:22px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:600;font-size:14px;padding:4px 14px;border-left:1px solid rgba(208,230,227,.25)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(208,230,227,.16)}
.disc p{color:var(--dim);font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#fff}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}}

/* subpages */
.sub main{background:var(--bg)}
.prose{max-width:740px;padding:56px 20px 90px}
.prose h1{font-size:clamp(32px,4.4vw,46px)}
.prose .updated{margin-top:12px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:40px;padding-top:22px;border-top:1px solid var(--silver-2)}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.65}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink)}
.prose a{color:var(--accent-deep);text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose .btn-primary{color:#fff}
.prose .btn-ghost{color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}